Abstract:
Global statistics indicate that women are involved in various entrepreneurial activities. However,
few of them have thrived. This is because many women lack access to the required initial capital
to establish and /or expand the enterprises. Research has established the impact of Economic
empowerment on a woman’s self-esteem, respect as well as other forms of empowerment. It
enhances poverty reduction, according the women beneficiaries the opportunity to earn an
independent income, and create employment. The goal of the study was to look the Effect of
Provision of Credit Facilities on Performance of Women Enterprises in Moiben Sub-County.The
research made use of descriptive research design. This study targeted 472 funded women groups
in Moiben Sub-County, with a population of 5,223 group members. The sample size was 371
using (Yamane (1967) formula, Simple random sampling was used; data collection was by use of
structured questionnaire. Data collected was quantitative in nature and analyzed using descriptive
statistics such as mean, standard deviation, and inferential statistics. From the findings of this
study, examined the effect of Women Enterprise Fund programs as credit facilities, capacity
building and market linkages on performance of women enterprises in Moiben, Sub-County
Uasin-Gishu County, Kenya; the study concludes that Women Enterprise Fund programs are key
in promoting performance of women enterprises in Moiben, Sub-County Uasin-Gishu County,
Kenya. This is evidenced by the fact that these variables jointly and independently affect
performance of women enterprises as per the study findings. This implies that women enterprise
fund should strengthen provision of credit facilities, capacity development and market linkages
to potentiate their outcome in terms of performance of women enterprises. The researcher
recommended that the Women Enterprise Fund can enhance its support for women-owned
enterprises, empower women entrepreneurs, and contribute to their improved performance by
implementing these recommendations: The women enterprise fund should simplify the
application process for accessing credit facilities. The women enterprise fund should keep
administration fees reasonable and affordable for women entrepreneurs, especially for those
running small or micro-enterprises. Consider waiving or reducing fees for certain categories of
borrowers, such as first-time borrowers or those from economically disadvantaged backgrounds.
Develop customized credit products tailored to the specific needs and characteristics of women
owned enterprises.
